Finance

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Making your purchase easy and affordable

About 75% of buyers will use some form of funding solution to purchase their car and at Uber GT we have access to a number of lenders who have a huge choice of plans to suit your requirements. Hire Purchase, Personal Contract Purchase, Lease Purchase are just some of the products we can offer along with Classic Car finance, we are sure that we can find an option perfectly tailored for you. We can also help arrange competitive finance on a car you are buying from another dealer, please contact us to see how we compare. Whether you are looking for a quote, or just want to chat through your options please call us on 01189 884911 or complete your details below and we will contact you.

Here is a summary of some of the plans that are available:

Hire Purchase (HP)

The lender buys the vehicle on your behalf less any deposit that you have paid to the dealer. The amount paid by the lender plus interest is then paid by you over agreed period

Personal Contract Purchase (PCP)

PCP is essentially, the same as a standard Hire Purchase agreement, but with a significant proportion of the amount of credit deferred until the end of the agreement. Unlike Lease Purchase, the value of the vehicle at the end of the contract is guaranteed to at least equal that of the deferred final repayment if the customer exercises the Goods Return Option. Under PCP, the customer has the following options at the end of the agreement

    1. return the vehicle and not pay the Final Repayment. If the vehicle is in good condition and has not exceeded the agreed maximum mileage you will have nothing further to pay. If the vehicle has exceeded the agreed maximum mileage a charge for excess mileage will apply.
    2. pay the Final Repayment to own the vehicle or
    3. part exchange the vehicle subject to settlement of your existing finance agreement; new finance agreements are subject to status.

Lease Purchase

Lease Purchase is essentially, the same as a standard Hire Purchase agreement, but with a large lump sum, which is deferred until the end of the agreement. Unlike PCP, there’s no Guaranteed Future Value (GFV) and you do not have the option to return the vehicle to the lender at the end of the agreement other than any voluntary termination rights that you may have under the agreement.

You agree the final repayment at the start of the agreement, so you can budget more easily. At the end of the agreement you have two options: - Make the final repayment and obtain ownership of the vehicle or part exchange for a new vehicle (if the part exchange does not cover the final repayment you would need to pay the shortfall to settle the finance agreement). New finance agreements are subject to status.

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We are trading as a credit broker and not a lender, and are authorised and regulated by the Financial Conduct Authority, firm reference 669787. We can introduce you to a limited number of carefully selected finance partners and may receive a commission from them for the introduction. Uber GT Ltd, Unit D1 Lambs Farm Business Park, Basingstoke Road, Swallowfield, Reading, Berkshire, RG7 1PQ. Representative finance examples are for illustrative purposes only. Finance is subject to status and credit acceptance. Terms and conditions apply. Available to 18s and over & UK residents only. Guarantees and/or indemnities may be required. Excess mileage and damage charges may apply when vehicle returned.
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COVID-19 Update

We hope that you and your families are staying safe at this difficult time.

Following the Government announcement on Saturday 31st October we will remain open, just in a different way. Our workshop will remain fully operational so if you have any servicing requirements, repairs or an MOT to book then please do contact any of the team on 01189 884 911 and we would be happy to help.

Viewings will be conducted via video presentations or live video calls. Handovers will be conducted with all the appropriate social distancing measures in place and is on a by appointment only basis.

If you have a car to sell please we would be delighted to help as we are still very keen to buy your car, please call 01189 884 911 (option 3) or email [email protected]

Thank you for your understanding at this time and rest assured that we will still deliver our usual exceptional standards of customer care and car preparation.

The whole team here are very much looking forward to when we can return to our usual personal, friendly and warm atmosphere in our showroom.

We look forward to helping you soon, take care.

Warmest regards
The Team at Uber GT

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